The orders can be paid for by credit card (Visa, MasterCard), Estonian bank links (Swedbank, SEB, Luminor (Nordea, DNB Pank), Cooppank, Pocopay ning LHV Pank).The payment will be completed outside of the online store in the secure payment environment of the relevant bank or service provider. When you have completed the payment in the Internet bank, make sure to click the button “Back to Merchant”.
HIRE-PARCHASE
ESTO hire-purchase is a flexible payment solution that allows you to split your payment into convenient monthly installments. Spread the purchase amount over a period that suits you the best. You can choose the period and the down payment amount when completing your purchase by selecting ESTO hire-purchase at checkout.
How to pay with an ESTO hire-purchase?
1. Add the necessary products to your cart.
2. Select ESTO hire-purchase as the payment method at checkout.
3. Choose your preferred repayment period ranging from 3 to 60 months.
4. You will receive a decision in real-time.
5. If the decision is positive, digitally sign the agreement using your ID card, Smart-ID, or Mobile-ID.
The hire purchase service is offered and regulated by ESTO AS. The annual percentage rate for the hire purchase of ESTO AS is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly installments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist
WHAT IS ESTO?
ESTO is the preferred payment solution provider in the Baltics, revolutionizing the sales experience for merchants and the purchasing experience for consumers by making it exceptionally easy and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy. If you need assistance, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi
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